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Boat/Watercraft Insurance

Boat/Watercraft Insurance In Texas

When you have a boat or other type of watercraft, it's necessary that you get insurance for that vehicle. After all, there are many benefits to having this coverage. In most places, some form of insurance is necessary for you to operate your watercraft or even have it out on the water at a docking site.

Are You Required to Have Boat Insurance in Texas?

In Texas, it's not required that you have minimum levels of insurance for your boat or other types of watercrafts. However, it's a good idea to have even basic boat insurance to protect your property. The U.S. Coast Guard reported $1.4 billion in damages between 170 boating accidents in the state of Texas in 2017, so you can see that it's essential to have a policy that will cover damages to your watercraft and others that are involved in an accident.

Bundling Insurance

You may be able to get boat/watercraft insurance bundled with another type of insurance, such as homeowners’ insurance. If this seems like an appealing idea, you can talk to an independent insurance agency representative for the best advice and assistance in getting this started.

Understand Your Policy

It's crucial that you learn all the terms involved in your policy. You would benefit from reading over your policy while you're in the office. If you don't do this and you have questions or concerns later, you can reach out to the agent to discuss them.

It's in your best interest to go through an independent agency for your boat insurance. Stogner Insurance LLC, located in Texas, is a reputable company that provides a range of individual insurance and packages to suit your needs. Contact us today if you'd like more information on how to get started.

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

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